AlignerrDomain experts
Senior Credit Risk Modeler
up to $80/hr
About this role, in Alignerr's words
What if your deep knowledge of credit risk frameworks could directly influence how financial institutions assess, validate, and improve their most critical models? We're looking for a Senior Credit Risk Modeler to evaluate credit scoring models, validate PD/LGD/EAD methodologies, and ensure regulatory alignment across risk-modeling workflows.
What you'll do
- Analyze credit risk models and rigorously validate their underlying assumptions
- Review PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default) frameworks for accuracy and completeness
- Identify inconsistencies in risk scoring logic, segmentation criteria, and model architecture
Show all 6 itemsHide the other 3 in What you'll do
- Summarize model performance and pinpoint areas requiring recalibration or redesign
- Assess regulatory alignment and evaluate the quality of model documentation
- Support recurring reviews of credit risk datasets and scoring outputs
Quoted from selected sections of Alignerr's posting. The full posting may state other conditions. Read the full posting
A closer look
More context, when you need it.
Full job descriptionThe original posting, in Alignerr's words
Posted by Alignerr, reproduced here so you can judge the role before clicking. Original posting ↗
Senior Credit Risk Modeler
About the Role
What if your deep knowledge of credit risk frameworks could directly influence how financial institutions assess, validate, and improve their most critical models? We're looking for a Senior Credit Risk Modeler to evaluate credit scoring models, validate PD/LGD/EAD methodologies, and ensure regulatory alignment across risk-modeling workflows.
This is a fully remote, flexible contract role built for seasoned quantitative professionals who want meaningful, high-impact work on their own terms.
- Type: Hourly Contract - Location: Remote - Commitment: Flexible
What You'll Do
* Analyze credit risk models and rigorously validate their underlying assumptions * Review PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default) frameworks for accuracy and completeness * Identify inconsistencies in risk scoring logic, segmentation criteria, and model architecture * Summarize model performance and pinpoint areas requiring recalibration or redesign * Assess regulatory alignment and evaluate the quality of model documentation * Support recurring reviews of credit risk datasets and scoring outputs
Who You Are
Must-Have: * Solid background in credit risk modeling, quantitative finance, or applied statistics * Deep, hands-on understanding of PD/LGD/EAD metrics and regulatory risk concepts * Strong analytical thinking with the ability to communicate findings clearly in writing * Proven ability to work independently and deliver structured, high-quality assessments
Nice to Have: * Experience working with or within financial institutions, banks, or lending platforms * Familiarity with Basel II/III, IFRS 9, or other regulatory credit risk frameworks * Background in model validation, model risk management, or internal audit functions
Why Join Us
* Fully remote and flexible — work on your schedule, from anywhere * Engage with complex, intellectually stimulating credit risk challenges * Freelance autonomy with the structure of meaningful, ongoing project work * Contribute expertise that directly shapes the quality and integrity of risk models * Potential for recurring engagements as new model validation cycles launch
Working with AlignerrPay, getting started and work, from Alignerr's own pages
What the platform publishes in general. These are not extra terms confirmed for this particular role.
- Getting paid
- Billed weekly, Monday to Sunday, with approved work paid by the following Friday, according to Labelbox's help center. Payment goes through Stripe Connect or PayPal depending on your location, with one provider per country. intercom.help/labelbox/en/articles/13600616-alignerr-paym..., alignerr.com/process
- Before your first paid task
- Sign up, apply, verify your identity, set up billing and onboard. Some jobs add a Zara AI interview or domain assessments. alignerr.com/process
- How much work
- Time to your first project depends on demand and your skills, and there is no minimum number of hours. alignerr.com/faqs
- Contract
- Independent contractor, under terms with ALIGNERR LLC. alignerr.com/faqs, alignerr.com/privacy
Read on the pages linked above on 24 Sep 2026. Platforms change these terms, so check the linked page before you rely on one.
How does the pay compare?Across Domain experts roles, not this role alone
From our own daily reads of every open listing on the platforms we follow, not from Alignerr's posting. How we count.
Pay across the field: Domain experts
Across 704 roles in this field with a stated hourly rate in US dollars, on 19 platforms, the middle half pays $65 to $130 an hour at the top of the range, and the median is $100. This role's top rate, $80, is in the middle half. Of the 265 distinct rates we count, 98 are lower and 159 are higher.
| Platform | Roles | Top of range, per hour |
|---|---|---|
| Alignerr (this platform) | 148 | $24 to $200 · median $80 |
| micro1 | 135 | $28 to $400 · median $105 |
| AfterQuery | 88 | $45 to $175 · median $100 |
| Mercor | 83 | $55 to $450 · median $115 |
| Handshake AI | 79 | $30 to $300 · median $85 |
Sources and listing historyWhere this information comes from
This listing's history
- First seen here on 27 Aug 2026, and still on Alignerr's list when we last read it on 14 Oct 2026.
- The listed pay has not changed since then.
- Posted by Alignerr
- First seen by AIPayList
- Last seen live
- Listing ID
- 997efe67-293b-4b9c-b66c-d3bf96149fbc
Pay as the source states it: “$40-80/hr”.
Platforms sometimes change a rate after posting. Every listing here is re-read at least once a day and corrected when its source moves, so a difference you see on the platform is usually a change made since the last read. How freshness works.
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